Privacy Policy

Transparency and data security are at the core of our development philosophy.

Last Updated: February 19, 2026

Absolute Data Privacy Commitment

ABC Developers has NO access to your LIC credentials, policy data, or client data at any time.

Introduction

This Privacy Policy describes how ABC Developers ("we", "us", or "our") collects, uses, and shares information when you use our mobile applications (the "App" or "Apps"). We are committed to "Absolute Transparency" in how we handle your information.

Offline-First Architecture

Our Apps are designed as offline-first applications. All sensitive policy data fetched from any portal remains exclusively on your device. This data is processed locally and is never transmitted to ABC Developers servers.

What we DO NOT collect

To ensure your peace of mind, we explicitly declare that we DO NOT collect or store:

  • Policy numbers
  • Client names
  • Client phone numbers
  • Client addresses
  • LIC login credentials
  • Passwords
  • Financial information

Information Collection & Use

To provide a functional and optimized experience, we may collect minimal metadata:

  • Anonymous Usage Events: Through Firebase Analytics, we may track events such as screen views, feature usage frequency, and device model. No personally identifiable or policy data is included.
  • Crash Logs: If the App encounters an error, anonymized Log Data is collected to help us fix the issue.

Permissions Used & Why

Permission Purpose
Internet To fetch data directly from LIC servers to your device.
Storage To backup, export, or save PDF policy statements locally.
Notifications To show premium due alerts and important system reminders.
Device ID For subscription validation, analytics, and crash tracking.

Internet Transmission

Our apps access external LIC servers only to retrieve policy information requested by the user. This data is transmitted directly between the user’s device and LIC servers using secure HTTPS. ABC Developers servers do not receive, store, or process this sensitive information.

Backup & Export

Any backup created by the user is stored locally on their device or in a cloud storage service (like Google Drive) selected personally by the user. ABC Developers does not host, store, or have any access to these backups.

Security Measures

We use industry-standard security measures to ensure data integrity:

  • HTTPS Encrypted Communication: All direct communication with LIC servers is encrypted.
  • Secure Local Storage: Data stored on your device uses Android's secure storage mechanisms.
  • Data Isolation: No sensitive policy data is ever transmitted to our own analytics servers.

Ethics & Business Model

ABC Developers is a licensed software business. We generate revenue through subscription plans, not through user data. We do not use advertising SDKs, ad tracking, or behavioral profiling. Your privacy is not our product.

User Data Deletion

Since we do not store your policy or personal data on our servers, deleting the app from your device removes all locally stored data. You may also request deletion of anonymous analytics data by contacting us.

Children’s Privacy

Our apps are not intended for use by children under the age of 13. We do not knowingly collect data from children.

Legal Basis for Processing

We process minimal anonymized data only for:

  • Core App functionality and feature delivery.
  • Performance improvement and crash diagnostics.
  • Compliance with Google Play Store policies.

Third-Party Services

Links to the privacy policies of third-party service providers used by the App:

Data Breach & Retention

In case of any data security incident affecting our analytics infrastructure, users will be notified promptly via our official website. We retain collected anonymous usage data as long as necessary for analytical purposes. You may request deletion of your analytics metadata by contacting us.

Company Identity

Developer Name: ABC Developers
Location: Plot No-109, Vipin Garden, Sainik Enclave, Near Pipal Wala Mandir, Mohan Garden, Uttam Nagar, New Delhi - 110059, India
Email: dev.abcdevelopers@gmail.com
Website: perfectpolicy.org